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Savings Simulator

Simulate an investment with compound interest and monthly deposits, month by month.

Importante: projeção hipotética de rendimento

O cálculo usa a taxa mensal informada e não reproduz automaticamente a remuneração oficial da caderneta de poupança. O resultado não garante rendimento nem constitui recomendação de investimento. Confira as regras do produto e considere inflação e mudanças de taxa antes de usar a projeção em uma decisão financeira.

About Savings Simulator

Simulate an investment with compound interest and monthly deposits, month by month.

How it works

The simulation applies a fixed monthly compound rate and recurring deposits to a balance over time.

How to use

  1. Enter the starting amount and monthly deposit.
  2. Set the duration and monthly rate.
  3. Review the final balance and monthly table.

Practical example

Compare a starting balance of R$1,000 with and without monthly deposits of R$100.

Useful tips

The values remain in Brazilian reais. The model does not automatically reproduce official Brazilian savings-account remuneration. Enter numbers in Brazilian format, with a comma decimal separator (for example, 1.000,50).